Bankrupt cities? Don't blame unions

Stockton and San Bernardino were brought down by the most severe housing busts in the nation, and by banks peddling subprime mortgages to poorly paid workers.

The reporting and commentary on the bankruptcies of California cities over the last month haven't been journalism's finest hour. From reading the voluminous accounts of the fiscal woes of Stockton and San Bernardino, you'd think that municipal unions and feckless city officials are primarily what led these cities down the path to fiscal ruin.

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